Lower Premiums - First-Dollar Coverage - Nationwide Access.
Tired of rising ACA premiums and high deductibles?
Affordable Choice Health Plans by Manhattan Life offer a smarter, more affordable alternative designed for individuals, families, and small businesses who want meaningful coverage without overpaying.
Save Up to 50% Compared to ACA Plans!
Many consumers are paying full price for ACA coverage without receiving full value. Affordable Choice Health Plans are designed to help members reduce monthly premiums by up to 50%, while still providing access to quality care.
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Why people switch to Affordable Choice:
Significantly lower monthly premiums
Benefits that start immediately
No deductibles or coinsurance
Simple, predictable coverage
First-Dollar Coverage That Starts Day One
Unlike traditional health insurance, Affordable Choice Health Plans provide first-dollar benefits—meaning you don’t have to meet a deductible before your coverage works for you.
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Covered benefits include:
Doctor’s office visits
Prescription benefits
Allergy shots and immunizations
Hospital admissions
Surgery and assistant surgeon benefits
Daily anesthesiology benefits
Cancer benefits
Nationwide Provider Network
Get the flexibility to access care wherever you live or travel with one of the largest healthcare provider networks in the country.
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810,000+ physicians and healthcare professionals
1.5 million+ service locations
5,900+ hospitals nationwide
125,000+ ancillary facilities
Flexible Coverage Designed for Real Life
Choose from four levels of coverage to match your healthcare needs and budget.