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No Down Payment Program Available $$ $$$ Up To $1M Purchase (DFW)
license info:
Licensed Mortgage Loan Originator | NMLS ID: #1804062Company NMLS ID: #2616764 Licensed Texas REALTOR® | TREC License #0392081
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No Down Payment Programs Available !!!
Minimal Out Of Pocket Closing Cost !!!
600+ Credit Score !!!
Free Rapid Rescore Optimization !!!
No Income Or Area Restrictions !!!
MAXIMUM FHA COUNTY LOAN LIMITS APPLY !!!
First Time or Fifth Time Home Buyer No Problem !!!
CALL DOUG (214) 960-8340
100% Financing Options + Agent Commission Rebates | Texas Real Estate & Financing Streamline your entire home purchase. By acting as both your licensed mortgage professional and your real estate agent, I offer a unique structure that pairs competitive financing with direct transaction savings.
How We Maximize Your Value: Down Payment Assistance: Access to FHA 100% financing programs with no income or area limits.
Agent Commission Credits: I can credit a portion of my real estate commission directly toward your closing costs, loan fees, and prepaids to radically lower your out-of-pocket expenses.
Flexible Credit Guidelines: Solutions available for credit profiles starting at a 580+ score.
Douglas Lloyd
Commonwealth Inc.
Licensed Mortgage Loan Originator | NMLS ID: #1804062Company NMLS ID: #2616764
Licensed Texas REALTOR® | TREC License #0392081
Direct Line: (214) 960-8340
Web: Commonwealthlendinginc.com/leverage
Equal Housing Lender. All loans subject to underwriting and credit approval. Rates and terms subject to change.
Important Regulatory Disclosures:
Financing is provided via specialized FHA 1st and 2nd mortgage pairings. FHA guidelines dictate that real estate agent commission credits may only be applied toward legitimate closing costs or prepaids and cannot be used to satisfy the base down payment requirement. Dual capacity rules apply; all structural elements and credits will be fully transparent on the Closing Disclosure (CD).
Example Scenario & Mandatory Repayment Disclosures:Based on a purchase price of $400,000 with a 0% down payment program structured via a 3.5% assistance second lien: First mortgage loan amount of $386,000 at a 6.75% fixed interest rate (7.452% APR) with a 30-year term. Requires 360 monthly principal and interest payments of $2,546.96. Taxes, homeowner's insurance, and private mortgage insurance (PMI) are not included; actual monthly obligations will be higher. Assistance terms vary; some secondary liens are forgivable while others require repayment upon sale or refinance. Douglas Lloyd/ Commonwealth Inc. Licensed Mortgage Loan Originator NMLS ID: #1804062| Company NMLS ID: Company NMLS #2616764 Real Estate license# 0392081 (214) 960-8340 | Website Commonwealthlendinginc.com/leverage Equal Housing Lender. All loans subject to underwriting and credit approval. Rates and terms subject to change.